Note: The job is a remote job and is open to candidates in USA. HighTechLending, Inc is seeking a qualified FHA/VA Underwriter with current DE and LAPP/SAR certifications. The ideal candidate will review and underwrite FHA and VA loan files, ensuring compliance with guidelines and making sound credit decisions.
Responsibilities
• Review and underwrite FHA and VA loan files in accordance with HUD and VA guidelines
• Evaluate credit, income, asset, and collateral documentation to determine creditworthiness and risk
• Ensure loans meet investor, agency, and company policy requirements
• Conduct thorough risk assessments to ensure compliance with lending guidelines
• Identify potential fraud risks and implement preventive measures
• Communicate underwriting decisions and conditions clearly to internal teams and clients
• Collaborate with loan officers to facilitate the underwriting process
• Stay current on industry regulations, investor updates, and underwriting best practices
• Assist in the development and refinement of underwriting policies and procedures
Skills
• FHA Direct Endorsement (DE) certification (required)
• VA LAPP/SAR certification (required)
• 5+ years of experience underwriting FHA and VA loans
• Conventional loan underwriting experience
• Strong attention to detail and understanding of agency guidelines
• Ability to manage workload efficiently and meet established turn times
• Familiarity with Non-QM products (a plus)
Company Overview
• We are an FHA Approved Mortgage Bank and Direct Lender. We offer FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. It was founded in 2007, and is headquartered in Irvine, California, USA, with a workforce of 51-200 employees. Its website is https://hightechlending.com/.