[Remote] Jumbo / Non-QM Underwriter

Note: The job is a remote job and is open to candidates in USA. Cornerstone Home Lending is a unique national home lender known for its commitment to customer satisfaction and employee happiness. They are seeking a Jumbo/Non-QM Underwriter to analyze underwriting for Jumbo and Non-Agency mortgage loans, ensuring compliance and managing loan conditions effectively. Responsibilities • Due Diligence Underwriting • Ability to analyze the underwriting of Jumbo and Non-Agency mortgage loans in a timely manner for completeness and compliance guidelines and approved Seller variances • Use of manual underwriting requires strong attention to detail • Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers • Evaluate and provide recommendations for underwriting waivers and eligibility exceptions • Clearly communicate, in written and verbal form, compensating factors to justify exceptions • Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance • Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities • Consistently review third party services (valuation, fraud, compliance) to provide valuable input for loan decisions Skills • 5+ years of mortgage industry experience • 5+ years of jumbo and Non-Agency underwriting with complex income analysis required • Expert underwriting knowledge and extensive experience with loan origination documentation • Technologically savvy, with the ability to work in varied systems • Proficiency with automated underwriting engines, electronic document management and other systems • High attention to detail and effective problem-solving skills • Excellent client service skills • Excellent oral and written communication skills • Excellent multi-tasking skills and ability to manage multiple tasks simultaneously • Analytical thinking ability, diplomacy and professionalism Benefits • Competitive salary • Full benefits package • Potential for a performance-based bonus Company Overview • Cornerstone Home Lending is a full-service mortgage lender. It was founded in 1988, and is headquartered in San Antonio, Texas, USA, with a workforce of 1001-5000 employees. Its website is https://www.houseloan.com.